Banks & Credit Unions

Connect with healthcare providers in your community 

As Americans are borrowing more than ever to cover health care costs, providers across the nation are looking to partner with a local bank or credit union to turn patient balances into flexible and affordable payment plans. 

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No-risk revenue

Epic River's innovative lending platform eliminates cost and overhead to provide high volumes of commercially guaranteed patient loans.  

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Patient Financing Solutions | Patient Financing Program

Why It Works:

New loan opportunity

New loan opportunities are hard to come by, especially in the competitive-rich environment with marketplace and alternative lenders. The Epic River Patient Lending program brings a new loan opportunity to community banks and credit unions, while maintaining the ease and efficiencies consumers expect. 

Establish new relationships with healthcare providers

Patient lending creates a new opportunity to present to healthcare providers in your market and the chance to expand any existing relationships with these clients. Use patient lending to differentiate your bank or credit union in the market. 

Improve CRA standing

The Epic River Patient Lending programs enables your bank or credit union to reach under-served segments in your community without the risk burden that traditionally comes with. 

Grow deposits 

The program not only allows you to expand deposit relationships with healthcare providers but gives you the opportunity to market additional services to the patients that utilize this program in your community. 


Our Platform

Compliance-centric electronic document signing and delivery platform that empowers you to exceed customer expectations of timeliness and efficiency.

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eSignature | Financial Institutions

Sign Documents from Anywhere

We understand how critical it is to allow signatures to be collected anywhere at any time. Complete in-branch signing and remote signing capabilities built with the compliance and regulatory focus you need. 

Automatic Indexing to Imaging Systems

Integrated with 50+ imaging systems to allow your documents to be automatically indexed when you need them. 

Finastra's Choice for eSignature

Our flexible platform can additionally be leveraged for all your electronic signature needs through Finasta's suite of products including LaserPro, DecisionPro, and DepositPro.

Customer Identity Verification

Conducting business outside your walls can cause internal concern for fraudulent activity. Our technology leverages ID validation along with facial recognition to give you a higher accuracy rate than in-person verification.

Request Supporting Documents from Customers 

Ease the burden of collecting all required documents by allowing customers to access a secure portal to exchange documents with your financial institution. 

Deliver Disclosures and Documents for Review

Send disclosures and documents for review and acceptance from any location and any device. 


Learn more about our partnership with Finastra

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